Let Me Be Your Million Millionaire 

Part I – What Are We Trying to Achieve?

1. Who is Michael Yardney
2. What is Real Wealth
3. Why Invest in Residential Real Estate
4. How Leverage Can Make Molehills into Mountains
5. Do You Have the Courage to be Rich

Part II – The Next Big Boom

6. Investing for Capital Growth not Cashflow
7. A Lot Can Happen in Ten Years
8. Watching People Patterns (The Study of Demographics)

Part III – Choosing When, Where and What to Buy

9. The Crowd is Always a Day Late (Understanding Timing)
10. Counter-cyclic Investing
11. Location, Location, Location Choosing a Place to Start
12. Establishing Your Comfort Zone (How to Limit Legwork)
13. The Types of Property Available
14. The (Until Now) Unwritten Rules for Selecting Properties

Part IV – Agents, Auctions and Negotiations

15. Taming the Tiger (Dealing with Real Estate Agents)
16. Weekend Warriors and Property Auctions
17. At the Negotiating Table – The Rules of Engagement
18. Temporary Insanity – (The Emotions of Buying and Selling and How to Master Them)

Part V – Number Crunching and Advanced Strategies

19. The Tax Advantages of Residential Property
20. Hidden Surprises (and How to Protect Yourself from Them)
21. Banks and the Secrets to Borrowing
22. Valuations and Refinancing
23. Live the Life of a Property Multi Millionaire
24. Adding Value Through Renovations and Makeovers
25. Property Management (Don’t Let Your Properties Manage You!)

So What’s Next

“There is so much information in it. I would imagine years and years of accumulated knowledge. It has everything a real estate investor would need and saves having to buy and read a lot of books. Just this one will do. Tells you everything you need to know and then some. I have read a lot of books on real estate and yours is probably the most comprehensive and covers the most of any book around. Most importantly I learned lots of new things especially in the areas of negotiating. It’s a credit to you. Well done.”
Ed Chan – principal, Chan & Naylor accountants, and best selling author of three books 

“This book is an excellent companion and reference work for anyone who is a serious investor. I was particularly impressed by the section on negotiating and dealing with real estate agents and the chapter on the advanced strategies. Michael has raised the bar in terms of what is meant by putting something back into your industry. Congratulations.”
Rob Balanda – senior partner, McDonald Balanda & Associates Solicitors, and author of the Made Simple Series of products 

“Michael Yardney is an expert in his field. In this book he demonstrates just why his knowledge and skill are so well regarded across the country. The book is simple to read and full of powerful information that will guide all investors to improve their wealth. I recommend this book to our clients and encourage them to implement the strategies found within these pages.”
Dale Gatherum-Goss – principal, Gatherum-Goss & Associates

“We couldn’t have done it without Michael Yardney. Michael, through his company Metropole, has provided us with the advice and expertise to put into practice many of the property investment strategies he discusses in this book. From being wage earners trying to pay off our mortgage, we are now on our way to funding our retirement through passive income from our properties.”
Helen and Davit Kennett, Victoria 

“Michael Yardney’s How to Grow a Multi-Million Dollar Property Portfolio – in your spare time, contains an incredible wealth of real world insights from someone who has done it all himself. I’ve seen what he achieved and what some of his clients have managed to achieve so I know that this book should help both the novice and the experienced investor with an abundance of investment strategies.”
Perry Venakis

“Congratulations on the book. I have a stack of property books and have been involved in investing for 10 years and consider myself quite knowledgeable on the subject. Your book is THE property book … it is certainly worth every cent.”
Simon Peel 

“I have to say it is one of the best property books I have ever read. Your book is now on the top of my list on how to explain the concepts of real estate.”
David Boyd and Sylvia Martin 

“A great book, it’s going straight to the ‘best of’ shelf in my library… you have nicely put together the complete package … a whole cross- section of street smarts that are intuitive, practical and workable. I think the experience you have imparted here is invaluable …everything made so much sense.”
Tom Laubli 

“Your book is now my ‘user guide’ (may I say ‘bible’?) This is the information I have been searching for over 2 years.”
Sonya Matthews 

“I think I can truly say I had more ‘a ha’ moments from reading your book than any other that I have read.”
Viv Rodda 

“Michael Yardney walks his talk. He is one of the very few property experts I have come across who have developed a systematic approach to property investment and development. This book has a lot of practical information and covers topics that are critical to beginner and advanced investors. I highly recommend this book to our clients and encourage them to take massive action.”
Bill Zheng – founder, Investors Direct Financial Group

More Details

How to Grow a Multi-Million Dollar Property Portfolio in your Spare Time – A book by Michael Yardney 

In this 3rd edition of This top selling book Michael Yardney, explains how the present is only the past repeating itself. Busts follow booms which are followed by busts, but all the while well located properties will double in value every 7 – 10 years.

Some areas will always outperform the market and certain properties will always outperform the market. He gives readers a guide to where the Australian property markets are heading over the next 10 years and presents comprehensive evidence that the next Australian property boom will be our biggest and should see us through to the middle of the next decade. He explains how this will be the last opportunity many Baby Boomers (aged 43-63 years) have for financial freedom. With retirement looming for many Baby Boomers and their superannuation having recently been decimated by the stock market crash of 2008/09, recent surveys suggest that most Baby Boomers are not well placed for financial independence in their retirement and many are considering buying an investment property in the next year.

When first published, this book became a BEST SELLER in less than 3 months and is highly acclaimed by readers. It is written both for beginners as well as advanced property investors and explains how our next property boom will be Australia’s biggest property boom and possibly our last big boom.

This is supported by strong demographic evidence that also highlights our next major growth regions. The author details the most important things investors must know to take advantage of the next property boom.

For advanced investors there are chapters on:

• tax loopholes,
• finance strategies,
• negotiation,
• dealing with agents,
• auctions,
• renovations, and
• an extraordinary section on living off the increasing equity of your Multi Million Dollar Property Portfolio.

Thriving Not Just Surviving in Changing Times – A book by Michael Yardney

The Golden Rules of Money in the New Financial Era

Fortunes will be made in these turbulent economic times and the divide between the rich and the average Australian is only going to widen. Yet Australia is the land of opportunity and becoming wealthy doesn’t have to be a dream.

In Thriving, not just Surviving, in Changing Times best selling author Michael Yardney will help you achieve your financial goals years faster as he shares a road map of proven principles and updated strategies for the new financial era.

The core of Michael Yardney’s method is a step-by step process that will help readers identify, master and implement the key wealth strategies they need to build real wealth including:

• Why most Australian’s never get out of the “rat race” despite earning a good living
• What they don’t teach you at school about becoming wealthy – but you wish they had
• What your financial planner won’t show you about becoming wealthy – and why not
• The 7 Golden Rules of Money you must know to make – and keep – great wealth in the new financial era
• The 20 common wealth myths that keep people poor
• The 8 costly financial mistakes most Australians make and how you can correct them before it’s too late
• Why “Earned Income” is one of the worst predictors of financial success
• The Asset Protection Barriers you must erect to protect your financial future!
• What the wealthy know about tax strategy but aren’t telling
• How to build your wealth systems so that you have both the money and the lifestyle
• What to do when you’ve reached your financial goals

Smart Borrowers Handbook A book by Stuart Wemyss 

Smart Borrowers Handbook is an essential guide for anyone who plans to use mortgage finance.

It provides readers with essential information about the mortgage industry players and products – who’s best to use, why and when. It reveals many unknown loan structuring techniques which maximise the borrowers flexibility, tax planning benefits and minimises risks and costs.

The Smart Borrowers Handbook is a fantastic reference book which borrowers can refer to throughout their borrowing life. Following the advice contained in the book ensures you’ll structure your debt portfolio effectively which is bound to save you thousands of dollars in interest and tax!

How to achieve Wealth for Life…through Property Investing A book by by Tony Melvin & Ed Chan 

If you want to retire early or you’re trying to accumulate as much wealth as possible, then this book explains how to do it using little or none of your own money.

Here’s a taste of what’s inside …

• Common myths about investing
• Why you should never pay off your home loan
• Why the size of your assets matter
• Why rent returns are not important
• How to survive rising interest rates
• How to use your equity to fund your lifestyle
• Why it’s never too late to start, with inspiring real life stories

What every property investor needs to know about finance, tax and the law - by Michael Yardney, with Rolf Schaefer, Ed Chan & Rob Balanda 

This book has been written for both beginning and experienced investors. Together with Michael Yardney, who is Australia’s leading expert in wealth creation through property, property tax accountant and best selling author Ed Chan, finance strategist Rolf Schaefer and property lawyer and educator Rob Balanda, share their decades of experience and explain how sophisticated investors know how to use “the system” to their advantage.

This is a “Plain English” guide to financial freedom that reveals how some people work less, earn more, pay less in taxes and are more financially secure than others.

Most property investors never achieve financial independence, because they don’t understand how to use “the system.” This book is designed to help you treat your property investments as a business and take advantage of “the system” rather than having it work against you.

Readers will be shown what every property investor needs to know about finance, tax and the law.

This book is written for:

• people who want to work less, earn more, pay less tax and become finically secure
• beginning investors who want to set things up correctly from the start.
• experienced investors who want to get to the next level by developing a property investment business.
• property investors who want to move to the next level by getting the right finance to buy their investment and the right structures to protect their assets from lawsuits, taxes and creditors.

MillionaireMindset DVD 

Have you ever wondered why some people seem to get rich easily, while othersare destined to a life of struggle? Have you wondered why the rich keep gettingricher? Why do most property investors never get past their first or secondproperty investment, yet a small group of successful investors achieve financial independence?
Is the difference found in their education, their knowledge or their skills?
In this powerful program Michael Yardney explains that there is a simple reason that the rich keep getting richer. It’s not because they do certain things, but it’s because they do things in a certain way. They think in a certain way. Therich think in a very different way to the average Australian.
Watch as Michael explains how your financial thermostat was set in childhoodand still controls us subconsciously. It determines our financial lives.
He explains that you can best the best at your job, or your profession, or the bestproperty investor, but if your financial thermostat is set low, you will never havea lot of money. And if somehow you do come into money, you will most likelylose it.
The good news is that once you understand how you are programmed, you canactually reset your thermostat to create your financial success.
Once you understand how you think and why you think how you think, you canbegin your journey to financial independence.

Building Wealth Through Property Investment DVD 

2 DVD set – almost 4 hours. Whether you’re a beginner or an experienced property investor – this new DVD program will answer your questions about building wealth through property investment in our changing finance, economic and property markets.

Watch as Michael Yardney gives you his insights gleaned from over 37 years in property. He has successfully invested in and traded through 5 property cycles and has probably educated more successful Australian property investors than anyone else.

In these 2 DVD’s Michael shows you:

• What’s in store for our economy and how the world’s economic woes will impact on our finance and property markets.
• Together with leading finance strategist Rolf Schaefer, he explains:
  -  What will happen to interest rates, when they will peak and how that will affect our property markets
  -  Six finance strategies to protect you as our finance markets change when to fix mortgage rates and when not to
  -  How to make yourself more attractive to the banks so they lend you more
  -  What type of properties the banks like and which properties not to buy
• What type of properties to buy in today’s changing property markets- the property investment strategies that served you well in the past may not work over the next few years
• Some of the biggest mistakes investors make that stop and how to avoid them.
• Lessons learned from past property cycles so you can exploit the opportunities our current property market presents.
• The type of research Michael undertakes to outperform the markets.
• The what, where and when of choosing a top performing property investment – one that outperforms the market.
• The fundamental drivers of property price movements.
• How the professionals manufacture capital growth through property renovations and property development.
• How to overcome the fear of debt by understanding how the wealthy use debt differently to the average Australian.

DVD Powerful Finance Tactics to Grow your Property Portfolio: DVD Michael Yardney & Rolf Schaefer

Michael Yardney interviews leading finance strategist Rolf Schaefer, who reveals 12 tactics that the banks don’t really want you to know which may help you get more finance and enable you to massively increase your property portfolio.

This up to date video will help you understand what banks look for in our changing finance environment and how to beat the banks at their own game.

You will be shown:

• How smart investors use debt as a risk management tool
• What’s on your credit file, and why you should check it before the banks do
• What banks look for when they decide how much they will lend you, and it’s not necessarily what you think
• When to use mortgage insurance
• Why you should consider using multiple banks and how to decide in which order to approach them
• What type of property the banks like as security
• Why cross collateralizing your loans could prevent you buying your next property.
• How changing lenders could allow you to buy one more property
• How your credit card limits impact on your borrowing capacity
• The problems associated with lodging multiple loan applications
• Why it is important to set up the right property ownership structures before you buy a property and how banks view trusts in the new finance environment
• When to take out interest only loans and when principle and interest loans may be appropriate.
• When to fix interest rates plus much more!

This is your chance to learn these important finance strategies that may help you buy an extra property or two.

Mentored by the Property Masters CD program featuring 4 experts including Michael Yardney

Program Overview
Mentored by the Property Masters is made up of 7 CD sessions in which you learn and master the strategies and techniques used by the Australia’s most successful property investors. In these one-on-one mentoring sessions, our experts lead you step by step through the strategies they have used for success and show you how you could develop the mindset of a successful property investor.
In this mentorship series you will learn how the rich think differently to the majority of people and you’ll soon realise that regardless of your past, your present and future are about to get a lot better!

Listening to these 7 CD’s will:

• Explode the many myths about property including that you need to earn a high income to become successful in property.
• Challenge your beliefs about wealth creation.
• Teach you that the super successful property investors, in fact all rich and successful people think in very similar ways and they think differently from the poor or middle class.  If you learn to copy the way the rich people think you can also become rich.
• You will discover why some property investors make money with little risk while other investors just break even.
• Show you the right structures for property ownership, asset protection and tax minimization.
• Teach you the truth about joint ventures and how to use them.
• Explain how to use options to buy properties on lay-by.
• Examine the best clauses to use in contracts to protect your interests.
• Show you how to do no money down deals and other smart vendor finance strategies.
• Give you the strategies to take advantage of the great property boom ahead.

Two FREE Bonuses
Get a bonus 2 CDs with this 7 CD pack.

Featuring
Interviews with Michael Yardney a director of Metropole Property Strategists, Bill Zheng – Investors Direct Financial Group, Ed Chan – Chan & Naylor, Rob Balanda – MBA Lawyers, Rick Otton – We Buy Houses and Rohan Musa – Shirlaws.

Most Amazing FREE Gift Ever  - CD program by Michael Yardney

Program Overview

You will receive a great collection of interviews with Michael Yardney’s and some of his mentors and mastermind group.  Listen and learn as they share their knowledge with you.

CDs include

1. The Great Debate “Property vs Shares” with Michael Yardney and Louise Bedford.
2. Smart Finance Strategies for a New Financial Era with Michael Yardney and Rolf Schaefer.
3. Michael Yardney’s interview with Chris Howard, one of the world’s leading authorities on the Psychology of Wealth.
4. How to Get Started in Renovations and Developments with Michael Yardney, Gavin Taylor, George Kafantaris and Rolf Schaefer.
5. Michael Yardney’s interview with Leading Wealth Educator, Roger Hamilton.
6. Thriving Not Just Surviving in Changing Times – an interview with Michael Yardney.
7. Ask the Experts WebCast No. 1 – with Michael Yardney, Ed Chan and Ken Raiss.
8. Ask the Experts WebCast N. 2 – with Michael Yardney, Ed Chan and Ken Raiss.
9. Ask the Experts WebCast No. 3 – with Michael Yardney, Ed Chan and Ken Raiss.
10. Richard Wright’s interview with Michael Yardney about the Mindset of Successful Investors.

Featuring

Property Experts – Michael Yardney, Gavin Taylor, George Kafantaris; Finance Expert – Rolf Schaefer, Accountants – Ed Chan and Ken Raiss; Share Trader and Expert – Louise Bedford and Roger Hamilton – Social Entrepreneur

Insiders Guide to Successful Property Investing – CD interview with Michael Yardney

In this interview Michael Yardney gives his insights into how to take advantage of the current property market.

How You Can Profit From the Current Property Markets CD interview with Michael Yardney

In this interview Michael Yardney explains how you can profit from the current property markets. In addition Michael more clearly outlines the personal investment strategy that has seen him safely and consistently grow his property portfolio for over 35 years.

More Details

DVD Powerful Finance Tactics to Grow your Property Portfolio: DVD Michael Yardney & Rolf Schaefer

Michael Yardney interviews leading finance strategist Rolf Schaefer, who reveals 12 tactics that the banks don’t really want you to know which may help you get more finance and enable you to massively increase your property portfolio.

This up to date video will help you understand what banks look for in our changing finance environment and how to beat the banks at their own game.

You will be shown:

• How smart investors use debt as a risk management tool
• What’s on your credit file, and why you should check it before the banks do
• What banks look for when they decide how much they will lend you, and it’s not necessarily what you think
• When to use mortgage insurance
• Why you should consider using multiple banks and how to decide in which order to approach them
• What type of property the banks like as security
• Why cross collateralizing your loans could prevent you buying your next property.
• How changing lenders could allow you to buy one more property
• How your credit card limits impact on your borrowing capacity
• The problems associated with lodging multiple loan applications
• Why it is important to set up the right property ownership structures before you buy a property and how banks view trusts in the new finance environment
• When to take out interest only loans and when principle and interest loans may be appropriate.
• When to fix interest rates plus much more!

This is your chance to learn these important finance strategies that may help you buy an extra property or two.

How to Grow a Multi-Million Dollar Property Portfolio in your Spare Time by Michael Yardney

In this 3^rd edition of This top selling book Michael Yardney, explains how the present is only the past repeating itself. Busts follow booms which are followed by busts, but all the while well located properties will double in value every 7 – 10 years.

Some areas will always outperform the market and certain properties will always outperform the market. He gives readers a guide to where the Australian property markets are heading over the next 10 years and presents comprehensive evidence that the next Australian property boom will be our biggest and should see us through to the middle of the next decade. He explains how this will be the last opportunity many Baby Boomers (aged 43-63 years) have for financial freedom. With retirement looming for many Baby Boomers and their superannuation having recently been decimated by the stock market crash of 2008/09, recent surveys suggest that most Baby Boomers are not well placed for financial independence in their retirement and many are considering buying an investment property in the next year.

When first published, this book became a BEST SELLER in less than 3 months and is highly acclaimed by readers. It is written both for beginners as well as advanced property investors and explains how our next property boom will be Australia’s biggest property boom and possibly our last big boom.

This is supported by strong demographic evidence that also highlights our next major growth regions. The author details the most important things investors must know to take advantage of the next property boom.

For advanced investors there are chapters on:

• tax loopholes,
• finance strategies,
• negotiation,
• dealing with agents,
• auctions,
• renovations, and
• an extraordinary section on living off the increasing equity of your Multi Million Dollar Property Portfolio.

Thriving Not Just Surviving in Changing Times – by Michael Yardney

The Golden Rules of Money in the New Financial Era

Fortunes will be made in these turbulent economic times and the divide between the rich and the average Australian is only going to widen. Yet Australia is the land of opportunity and becoming wealthy doesn’t have to be a dream.

In Thriving, not just Surviving, in Changing Times best selling author Michael Yardney will help you achieve your financial goals years faster as he shares a road map of proven principles and updated strategies for the new financial era.

The core of Michael Yardney’s method is a step-by step process that will help readers identify, master and implement the key wealth strategies they need to build real wealth including:

• Why most Australian’s never get out of the “rat race” despite earning a good living
• What they don’t teach you at school about becoming wealthy – but you wish they had
• What your financial planner won’t show you about becoming wealthy – and why not
• The 7 Golden Rules of Money you must know to make – and keep – great wealth in the new financial era
• The 20 common wealth myths that keep people poor
• The 8 costly financial mistakes most Australians make and how you can correct them before it’s too late
• Why “Earned Income” is one of the worst predictors of financial success
• The Asset Protection Barriers you must erect to protect your financial future!
• What the wealthy know about tax strategy but aren’t telling
• How to build your wealth systems so that you have both the money and the lifestyle
• What to do when you’ve reached your financial goals

What every property investor needs to know about finance, tax and the law - by Michael Yardney, with Rolf Schaefer, Ed Chan & Rob Balanda 

This book has been written for both beginning and experienced investors. Together with Michael Yardney, who is Australia’s leading expert in wealth creation through property, property tax accountant and best selling author Ed Chan, finance strategist Rolf Schaefer and property lawyer and educator Rob Balanda, share their decades of experience and explain how sophisticated investors know how to use “the system” to their advantage.

This is a “Plain English” guide to financial freedom that reveals how some people work less, earn more, pay less in taxes and are more financially secure than others.

Most property investors never achieve financial independence, because they don’t understand how to use “the system.” This book is designed to help you treat your property investments as a business and take advantage of “the system” rather than having it work against you.

Readers will be shown what every property investor needs to know about finance, tax and the law.

This book is written for:

• people who want to work less, earn more, pay less tax and become finically secure
• beginning investors who want to set things up correctly from the start.
• experienced investors who want to get to the next level by developing a property investment business.
• property investors who want to move to the next level by getting the right finance to buy their investment and the right structures to protect their assets from lawsuits, taxes and creditors.

Insiders Guide to Successful Property Investing – CD interview with Michael Yardney

In this interview Michael Yardney gives his insights into how to take advantage of the current property market.

How You Can Profit From the Current Property Markets CD interview with Michael Yardney

In this interview Michael Yardney explains how you can profit from the current property markets. In addition Michael more clearly outlines the personal investment strategy that has seen him safely and consistently grow his property portfolio for over 35 years.

More Details

This book is not theory – the results have been proven by hundreds and hundreds of Australians who have used the strategies laid out in earlier versions to grow their own multi-million dollar property portfolios.

“There is so much information in it. I would imagine years and years of accumulated knowledge. It has everything a real estate investor would need. Saves having to buy and read a lot of books. Just this one will do. Tells you everything you need to know and much more. I have read a lot of books on real estate and…yours is probably the most comprehensive and covers the most of any book around. Most importantly I learned lots of new things…”
Ed Chan – Accountant Chan & Naylor and author of 3 top selling books

Since the first edition was written 4 years ago, Australia’s property markets have changed dramatically. Our changing economic conditions, lending criteria, interest rates and property markets meant that some of the original strategies, techniques and ideas had to be updated.

Now boasting a new chapter, many new sections and up to date statistics mean that the new 3rd edition of this property investment classic book will be a valuable resource for both the beginner and experienced property investors for the foreseeable future.

When first published, this book became a BEST SELLER in less than 3 months and is highly acclaimed by readers. It is written both for beginners as well as advanced property investors and explains how the stage is set for another great property boom.

This is supported by strong demographic evidence that also highlights our next major growth regions. The author details the most important things investors must know to take advantage of the next property boom.

For advanced investors there are chapters on:

• legal tax loopholes
• finance strategies
• negotiation
• dealing with agents
• auctions
• renovations
• and an extraordinary section on living off the increasing equity of your Multi Million Dollar Property Portfolio.

“Michael Yardney is an expert in his field and in this book he demonstrates just why his knowledge and skills are so well regarded around the country. The book is simple to read and full of powerful information that will guide all investors to improve their wealth. I recommend this book to our clients and encourage them to implement the strategies found within these pages.”
Dale Gatherum-Goss, Accountant, Gatherum-Goss & Associates, author of Trust Magic and Tax Battles Manual

Read the introduction
See what others have to say
View table of contents

Bonuses

Purchase this book NOW and you will receive 4 free bonuses:

1. FREE E-book – As a Man Thinketh – this book has inspired millions and has been credited for playing a major part in launching the self improvement industry
2. FREE E-book – Inspirational thoughts – a 36 page collection of Michael’s favourite quotes. Value $15
3. SPECIAL REPORT - 14 Questions all Property Investors must Ask. Value $10
4. SPECIAL REPORT – 7 Secrets all Property Investors must Know. Value $10