The Smart Borrower's Handbook is an essential guide for anyone that plans to use mortgage finance.

Order your copy of this great new book NOW!
$29.95 plus postage  

It provides readers with essential information about the mortgage industry players and products – who's best to use, why and when.

This book reveals many unknown loan structuring techniques which maximise the borrowers flexibility, tax planning benefits and minimises risks and costs.

The Smart Borrower's Handbook is a fantastic reference book which borrowers can refer to throughout their borrowing life. Following the advice contained in the book ensures you'll structure your debt portfolio effectively which is bound to save you thousands of dollars in interest and tax!

And... you'll end up being more knowledgeable about lending than the bank manager!

Buy this book now!                 $29.95 plus postage  

About the author
Stuart Wemyss is the founder of ProSolution Private Clients, a boutique mortgage broking firm for high net worth individuals which was established in late 2002. Before founding ProSolution Private Clients, he worked in the Chartered Accounting profession for over five years. He worked for two of the Big 4 international Chartered Accounting firms in KPMG and Deloitte Corporate Finance.

Stuart regularly writes for the Australian Property Investor magazine and provides expert commentary in the media (e.g. The Australian, Australian Financial Review, A Current Affair). He regularly presents on property finance at seminars.

Stuart is a keen property investor and is married with two young twin boys.

Description of contents
Chapter One
The Players – all about the different types of lenders in Australia and their strengths and weaknesses.

Chapter Two
How much can I borrow – discusses how banks measure your borrowing capacity, how you should determine your own borrowing capacity and what to do if you run into trouble.

Chapter Three
Perusing the products – highlights the different types of products plus when and how to use them.

Chapter Four
Structure right and save – all about loan structuring. You think this is simple, right? Wrong! It is easy to get wrong and it will cost you dearly!

Chapter Five
Tax matters – tax certainly matters and we'll tell you the ins and outs.    

Chapter Six
Leverage and lender's mortgage insurance – I'll lift the lid on the pros and cons of borrowing more than 80%, if it's worthwhile and how to minimize the cost.

Chapter Seven
Battling bank valuations – bank valuations are a common source of frustration. Knowing more about them will help you play the banks game.

Chapter Eight
Borrowing buddies – ever thought of buying a property with a friend? Don't do it until you've read this chapter!

Chapter Nine
Considering commercial finance – a good overview of commercial finance and how it differs.    

Chapter Ten
Low doc/no doc, what's the difference – what they are and when to use them.

Chapter Eleven
Mortgage or margin lending – a topical subject at the moment! To use mortgages or margin loans to finance the purchase of shares – the pros and cons.

Chapter Twelve
Equity equals opportunity – the power of building equity can never be underestimated. Here's how you use it effectively.

Chapter Thirteen
Credit policies – a list of credit policies and restrictions. This is worth the price of the book alone.


Property Investors - Buy this book now! 

 


Customers who bought this book also bought:

How to Grow a Multi Million Dollar Property Portfolio - in your spare time

All you need to know about Buying & Selling your home

How to achieve Wealth for Life

Craig Turnbull's Property Books
 
You can save $$$ when you buy your book as part of a special Value Pack. Click here for details