Bill Zheng
is founder of Investors Direct Financial Group, a leading property finance company providing financial solutions for property investors and developers. Bill is a keynote speaker at many property and finance conferences throughout Australia. www.investorsdirect.com.au
Articles by this Author
To fix or not to fix?
- By Bill Zheng
- Published 7/08/2009
- Finance
In recent months there are many questions that I have been asked continually. The ones that seem to be on everyone’s lips are about interest rates; what are they are likely to do and what, as investors, should we be doing about them?
Read on to find out more...
What should investors do with interest rates?
- By Bill Zheng
- Published 15/05/2009
- Finance
In recent months there are many questions that I get asked continually, however the ones that seem to be on everyone’s lips are centred around interest rates, what are they are likely to do and what, as investors should we be doing about them?
In this informative and timely piece, recently featured in Your Investment Property magazine, Bill Zheng gives his advice on what to do about the low interest rate debate…
Why do the majority of property investors never achieve finanical freedom?
- By Bill Zheng
- Published 4/12/2008
- Psychology of Success
There are currently over 1 million residential property investors in Australia. Meanwhile less than 500,000 people have achieved financial freedom. To make matters worse, a good percentage of these 500,000 people are not even residential property investors. They became financially free through successful businesses, shares and the like.
That means the majority of residential property investors never make it to financial freedom. Will you be one of them...?
A new way to value your investment properties
- By Bill Zheng
- Published 6/11/2008
- Property Investment
Let’s look at a story from Zen Buddhism:
The wind was flapping a temple flag. Two monks were arguing about it. One said the flag was moving; the other said the wind was moving. Arguing back and forth they could come to no agreement.
Finally the Master said, "It is neither the wind nor the flag that is moving. It is your mind that is moving.”
Similarly, we are seeing property prices moving up and down, most of us get so confused as to what is the true measurement of their values. The question is whether there is something else that is moving.
Read on for the answers...
How to safely keep purchasing properties without being limited by your financial capacity
- By Bill Zheng
- Published 23/10/2008
- Property Investment
Wouldn’t it be nice if you could keep on purchasing more and more properties without being told by lenders that you can’t get more finance?
The reality is that the most common problem property investors’ face is that one day they will be told by lenders that they can’t have more finance, usually due to insufficient income, lack of equity, or both.
In this article, originally published in Your Investment Property magazine, Bill Zheng from Investors Direct reveals how to overcome this common property investment dilemma...
Shining a light on the doom and gloom
- By Bill Zheng
- Published 17/07/2008
- Property Investment
The doom and gloom talk about mortgage rates and mortgage stress is overdone for the Australian market, at least for the reasons it has been quoted for.
Let me start with some simple ways to predict the movement of interest rates and property prices for a market economy like ours...
A new psychology on investing
- By Bill Zheng
- Published 19/06/2008
- Psychology of Success
If you are one of those investors that only talk about the Growth + Yield combination to determine the quality of an investment, today I am going to change your psychology on investments...
Should you help your friends and family?
- By Bill Zheng
- Published 18/01/2008
- Psychology of Success
This is one of the most common questions people ask of investment advisors...should I tell my friends and family about my property investment success and try to help them out? In this insightful article, Bill Zheng gives his views on what can be a delicate subject...
A strategy most people use to avoid wealth
- By Bill Zheng
- Published 30/11/2007
- Psychology of Success
In this article, Bill Zheng considers one of the main reasons many people go through life working so hard and not getting anywhere. Are you your own worst enemy when it comes to wealth creation?
Read this insightful and inspirational piece to find out....
A straightforward guide to property investment strategies
- By Bill Zheng
- Published 20/11/2007
- Property Investment
Are you a passive or active property investor? There are many different strategies to consider when you decide to invest in property. In this insightful look at some of those strategies, Bill Zheng considers the advantages and disadvantages of different property types.
Cash flow vs. capital growth, houses vs. apartments and new vs. old are among the many options he examines. Take a look at this thorough list of pros and cons and decide for yourself...







